Date: January 1, 2015 Time: 9:37 a.m. (well, it was a late night after all…) Ok, now what? As the clock ticked over to start 2015 we are once again on the verge a new period – a new year. I’d like to drag your thoughts back to January 1, 2014 for a moment, if I may. I suspect many of us started last year off with a laundry list of resolutions about things we were going to: a) do more of, or b) do less of.
One of the things that I love about my job is that I get to have interesting and passionate conversations with Canadians regarding money, personal finance and fiscal responsibility. We all have a relationship with money – sometimes it is a good relationship – sometimes not.
Among the many opinions we tend to possess is the belief that people should be competent enough to handle their own personal finances, make their own decisions, and implement them by themselves. Do I really need a financial coach?
I was recently in Timmins, Ontario to deliver a program called “Your Richly Imagined Future” that focuses on the multiple topics of personal finance, motivation, goal setting and creating a healthy relationship with money. One of the attendees (approximately 30 years old by my guess…) said to me: “Robert, this “Richly Imagined Future Stuff” is all well and good for you, and maybe some of the others here tonight – but this can never happen for me”. I was a bit puzzled, so I decided to resort to the best question ever asked by a four year old – “Why?”
I was behind the wheel of a Subaru Forester, idling at a red light in Vevey, Switzerland when suddenly a horn blasted from behind me. I didn’t figure out why until the second blast. My light was green and I was supposed to go. Sounds simple enough, until I tell you that the light that I was looking at was red.