I was recently in Timmins, Ontario to deliver a program called “Your Richly Imagined Future” that focuses on the multiple topics of personal finance, motivation, goal setting and creating a healthy relationship with money. One of the attendees (approximately 30 years old by my guess…) said to me: “Robert, this “Richly Imagined Future Stuff” is all well and good for you, and maybe some of the others here tonight – but this can never happen for me”. I was a bit puzzled, so I decided to resort to the best question ever asked by a four year old – “Why?”